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PRIVATE CLIENT

  • Low Rates

  • 100% Transparency

  • No Hassles

Experience the Difference

Purchase or Refinance

in California, Arizona, Colorado, and Texas

Fixed Rate 

Terms: 10, 15, 20, 25, 30 and 40

ARMs

Terms: 3, 5, 7, 10, and 15

 

 

 

CONVENTIONAL FINANCING

 

Conforming loan amounts to $1,149,825 depending on your county.

JUMBO loan amounts to $5,000,000.

SELF-EMPLOYED

 

Business owners with 1099s, K1s, file a Schedule C or who have several Entities.

RENTAL PROPERTIES

 

Single family, duplex, triplex and fourplex property owners. 

 

DSCR (Debt Service Coverage Ratio)  programs.

MULTI-FAMILY & COMMERCIAL

5+ Units Housing or Commercial Buildings - Retail, Office or Industrial.

NON-QM

 

Don't meet the standard of a "qualified mortgage"? Do you need alternative financing? 

LOAN PROGRAMS
ABOUT

ABOUT 

Kathy Chu Mortgage VP of Mortgage - GMCC
KATHY CHU
VP of Mortgage Lending

(949) 566-3500

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Kathy is Vice President of Mortgage Lending at General Mortgage Capital Corporation (GMCC) - Private Client Group, NMLS #254895.

She's been serving clients in the mortgage industry since 2003.

Although Kathy is extremely knowledgeable with all conventional mortgage products, she takes pride in being an expert in JUMBO loan products as well as self-employed borrowers and investment property solutions.

Whether you’re looking to refinance or purchase, she will help you choose the right loan for your specific needs. Kathy believes that excellent communication is the key to every productive relationship, and is dedicated to providing this with each transaction.

When not working, she enjoys spending time with family, grilling, house flipping, and hiking.

CA NMLS 360898 - DRE 01480506, ARIZONA -1028753, COLORADO -100527550, TEXAS - LICENSED

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 CONTACT

OUR LOCATIONS:

General Mortgage Capital Corporation - Corporate

1350 Bayshore Hwy, Suite 740

Burlingame, CA 94010

General Mortgage Capital Corporation - Irvine - Orange County

740 Roosevelt Ave., Suite 100

Irvine, CA 92620

General Mortgage Capital Corporation - Cupertino

1601 S De Anza Blvd., Suite 260

Cupertino, CA 95014

General Mortgage Capital Corporation - San Jose

2665 N First Street, Suite 208

San Jose, CA 95134

General Mortgage Capital Corporation - San Diego

5405 Morehouse Dr., Suite 245

San Diego, CA 92121

General Mortgage Capital Corporation - Arizona
7137 E Rancho Vista Dr., Suite B05
Scottsdale, AZ 85251

General Mortgage Capital Corporation - Houston, Texas
52 Sugar Creek Center Blvd, Suite 350
Sugar Land, TX 77478

General Mortgage Capital Corporation - Dallas, Texas

4108 W Spring Creek Pkwy, Suite E100
Plano, TX 75024

General Mortgage Capital Corporation - Austin, Texas

11651 Jollyville Rd, Suite 4
Austin, TX 78759

 

 


Tel:  (949) 566-3500

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© 2003-2025 KathyTheLoanLady.com All Rights Reserved.  Kathy Chu: NMLS 360898 - DRE 01480506, Arizona -1028753, Colorado -100527550, Texas - LICENSED | General Mortgage Capital Corporation NMLS #254895 | 1350 Old Bayshore Hwy, Burlingame, CA 94010 | GMCC Private Client Group DRE 01509029 | NMLS ACCESS | Call Today (949) 566-3500  | General Mortgage Capital Corporation - Irvine, CA | GMCC Irvine, CA | Houston, TX | Austin, TX | Dallas, TX | San Diego, CA | City of Industry, CA | Orange County, California

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